Access to Capital
To grow your business to the scale you envision you will need to access capital. At the end of the day each business functions as a device which through its operations moves it pool of capital into its operations producing each time a growing pool that benefits owners, worker, and shareholders.
Capital can be a crucial tool to help you invest in equipment, a infrastructure project. software, or staff to scale up your business. Without knowing what lenders and investors are looking for though the search for financing becomes more difficult.
When you take advantage of the Access to Capital program you’ll be paired with a Sunshine business coach to work one-on-one, identifying the source of funding that best suits your interest and developing a plan to secure that need.
+ DOES SUNSHINE ENTERPRISES LEND MONEY?
No. Sunshine works with a network of financing partners that specifically focus on providing small business loans. We focus on being the entrepreneur’s advocate in the process.
+ WHAT KINDS OF FINANCING ASSISTANCE DO YOU OFFER
Through our Access to Capital Program, we can help you:
Prepare
Review your credit report and improve your score Ensure that your financials are in order Help you gather the documents you'll need to apply
Connect
Quickly find the options for financing that are right for you Save time by simultaneously applying to multiple sources of financing Gain preferred access to our network of financing partners
Grow
Get expert advice to select your best option Work with a coach to maximize your financial performance
+ WHAT KINDS OF FINANCING ASSISTANCE DO YOU OFFER
You’ll work with a coach to go over your business goals and create a financial action plan to get your business investment-ready. You will then gain access to our network of financing partners by creating a profile on our innovative, online loan matching platform: The Capital Exchange. This platform will allow you to identify the products that are the best fit for your needs and to initiate the application process. Your coach will work with you every step of the way to package and submit all necessary information, answer questions, and help you make the best choices.
+ WHAT'S THE COST?
All Sunshine graduates can freely access our acess to capital program. Sign up below to get in touch with a coach.
+ WHO ARE SOME OF THE LENDERS IN THE ACCESS TO CAPITAL NETWORK?
Allies For Community Business, Byline Bank, CIBC, Chicago Neiborhood Iniciatives, Community Investment Corporation (CIC), Fifth Third Bank, Greater Southwest, Wintrust Community Bank, LISC Chicago, Providence Bank & Trust and PNC Bank.
+ AM I PERSONALLY RESPONSIBLE FOR THE LOAN COMMITMENT TO MY BUSINESS?
Yes. All lending to small businesses at the start-up level is based on a personal guarantee of loan repayment.
+ HOW CAN SUNSHINE HELP ME WITH PERSONAL FINANCE GOALS?
Yes. All lending to small businesses at the start-up level is based on a personal guarantee of loan repayment. Personal Financial Literacy Workshops Understanding and Improving Credit Scores Learning Saving Strategies Learning How To Pay Down Debt
+ WILL A LENDER WANT TO KNOW MY CREDIT HISTORY AND/OR CREDIT SCORE?
Yes. This information is nearly alwyas a requirement when pursuing a small business loans. Our network however is full of institutions that share a purpose in seeing businesses from underserved neighborhoods suceed. We encourage you to plug in even if your situation is particularly challenging.
+ HOW CAN SUNSHINE HELP ME WITH MY CREDIT?
Our business coaches will work with you one-on-one going over your credit report with you line by line to develop strategies to improve your credit. If necessary, the first step may be to pursue a “Credit Builder Loan” that can help boost your credit score within just a few months.
+ WHAT ARE SOME NON-TRADITIONAL FINANCING OPTIONS THAT MAY BE AVAIALABLE TO ME?
There are many alternatives available to secure financing for your business, including crowd-lending and private investments. The goal of this program is to help you identify your options and select the right product for you. Fill out our program inquiry form and get started!
Scheduling by appointment. Contact a coach below.